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Please use this identifier to cite or link to this item: http://hdl.handle.net/123456789/10674

Title: Testing for Moral Hazard in Caesarean Section in the Ghanaian National Health Insurance Scheme; an Approach using Matching Estimation
Authors: Amporfu, Eugenia
Issue Date: 2014
Publisher: African Journal of Health Economics
Citation: African Journal of Health Economics,2014-0002, No of pages: 18
Abstract: Health care financing scheme in Ghana is now switching from out- of- pocket payment system to a prepayment system. The reason for the switch is the impoverishing effect of the out of pocket system. Under the prepayment system, registered members can have access to health care without any financial obligation. There is thus some incentive for members to over- utilize health care. This study used maternity data to test for the existence of moral hazard in the demand for caesarean section. The matching estimation approach used was able to randomize the data and so make unbiased comparison of insured and uninsured patients possible. The results showed that moral hazard exists. In addition the study also found a high correlation between caesarean section and the National Health Insurance regardless of the risk type of patient. The study made some recommendations to discourage unnecessary caesarean section and help improve the efficiency in the operation of the scheme.
Description: An article published by African Journal of Health Economics,2014-0002, No of pages: 18
URI: http://hdl.handle.net/123456789/10674
Appears in Collections:College of Arts and Social Sciences

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