DSpace
 

KNUSTSpace >
Theses / Dissertations >
Distance Learning >

Please use this identifier to cite or link to this item: http://hdl.handle.net/123456789/3901

Title: Microfinance Loan Portfolio Management: A case study of Western Microfinance Ltd based in Takoradi
Authors: Duku, Frederick Kirk
Issue Date: 13-Jun-2012
Abstract: The numbers of Microfinance Institutions (MFIs) in the country have increased in recent years, however, they tend to go down or even collapse when the recovery rate on loan is low or the number of defaults goes up in economic down turns. This phenomena has led to most Microfinance Institutions adopting cutting edge technology to Improve the quality of their Loan structure. The decline of relevant portfolio planning Models especially in Ghana is attributed mainly to the evolving dynamics of the Ghanaian Microfinance industry where the regulatory controls have changed with a high frequency. The purpose of this Study is to propos a linear model and solved using the revised simplex method which will maximize Western Microfinance Limited profit on loans and allocate their funds for loan disbursement leading to financial sustainability. The results from the model showed that Western Microfinance Limited would make a profit Of GH¢46930.00 if they are to stick to the model. From the study, it was realized that the scientific method used to develop the propose model can have an increase in profit margin if put into practice.
Description: Thesis submitted to the Department of Mathematics Institute of Distance Learning, Kwame Nkrumah University of Science and Technology in partial fulfillment of the requirements for the degree of Master of science in Industrial Mathematics,2012
URI: http://hdl.handle.net/123456789/3901
Appears in Collections:Distance Learning

Files in This Item:

File Description SizeFormat
CHAPTERS.pdf987.08 kBAdobe PDFView/Open

Items in DSpace are protected by copyright, with all rights reserved, unless otherwise indicated.

 

Valid XHTML 1.0! DSpace Software Copyright © 2002-2010  Duraspace - Feedback