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|Title: ||Microfinance Loan Portfolio Management: A case study of Western Microfinance Ltd based in Takoradi|
|Authors: ||Duku, Frederick Kirk|
|Issue Date: ||13-Jun-2012|
|Abstract: ||The numbers of Microfinance Institutions (MFIs) in the country have increased in recent years, however, they tend to go down or even collapse when the recovery rate on loan is low or the number of defaults goes up in economic down turns.
This phenomena has led to most Microfinance Institutions adopting cutting edge technology to
Improve the quality of their Loan structure. The decline of relevant portfolio planning
Models especially in Ghana is attributed mainly to the evolving dynamics of the Ghanaian
Microfinance industry where the regulatory controls have changed with a high frequency.
The purpose of this Study is to propos a linear model and solved using the revised simplex method which will maximize Western Microfinance Limited profit on loans and allocate their funds for loan disbursement leading to financial sustainability.
The results from the model showed that Western Microfinance Limited would make a profit
Of GH¢46930.00 if they are to stick to the model. From the study, it was realized that the scientific method used to develop the propose model can have an increase in profit margin if put into practice.|
|Description: ||Thesis submitted to the Department of Mathematics
Institute of Distance Learning, Kwame Nkrumah University of Science and Technology
in partial fulfillment of the requirements for the degree of Master of science in
|Appears in Collections:||Distance Learning|
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