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Please use this identifier to cite or link to this item: http://hdl.handle.net/123456789/4494

Title: The Contribution of Agricultural Development Bank (ADB) to the Growth of the Poultry Sector: A Case Study of Dormaa Municipality
Authors: Owusu-Sekyere, Abunyewah
Issue Date: 6-Jun-2011
Abstract: The study principally looked at the contribution of Agricultural Development Bank (ADB) to the growth of poultry sector; a case study of Dormaa Municipality in the Brong Ahafo region between 2006 and 2010. The study established that poultry farmers in Dormaa municipality have knowledge of banking practices and access to credit. The analysis of the data revealed myriads of challenges farmers faced in accessing and repaying agricultural credit from ADB. These included delays in loan disbursement, inadequate collateral security or guarantor, rigid loan documentation process and refusal to grant the requested amount. On the factors influencing repayment of agricultural credit, the farmers identified sudden collapse of market demands and prices, reduction of production due to diseases and disasters, sudden increase in price inputs, pilfering, thief or fraud, overstocking of birds and diversion of funds. The trend of poultry credit in ADB Dormaa branch as a whole shows a positive slope for disbursement as against negative slope for recovery over the period under examination. However, poultry credits to farmers were considered generally beneficial by both the farmers as well as officials of ADB. The results from the study revealed the enormous impact that poultry production has had on farmers in the municipality by skewing their response toward strongly agree as shown in Fig.4.9. These positive effects include expansion of farms, increase profit margins, providing employment, enhanced commercial activities in poultry- related activities and status, improved living standards and banking culture.
Description: A thesis submitted to the Institute of Distance Learning, Kwame Nkrumah University of Science and Technology in partial fulfillment of the requirements for the Commonwealth Executive Master of Business Administration (CEMBA), August, 2011
URI: http://hdl.handle.net/123456789/4494
Appears in Collections:Distance Learning

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