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Please use this identifier to cite or link to this item: http://hdl.handle.net/123456789/9383

Title: Students’ indebtedness and their repayments: the case of Ghana Technology University College
Authors: Amponsah, Agyeman Manu
Issue Date: 25-Oct-2016
Abstract: Several kinds of students’ educational financial aid in operation with the aim of guaranteeing students the chance to afford higher education regardless of the student’s financial and economic background. The study sought to examine students’ indebtedness and their repayments. It also explored the impacts of student debtors’ gender, age and attitude on repayments of indebtedness. The study was quantitative in nature and fell on primary data via questionnaire to gather data from 169 respondents out of 300 student beneficiaries of educational credit facility provided by Ghana Technology University College. The findings of this study indicated that students’ indebtedness and their repayments varied across gender, age and attitude. The study revealed that students who fall above 18-22 age category had higher rates of indebtedness repayments. Moreover, female student debtors have slightly higher indebtedness repayments than males. This study also revealed that educational credit facility is manageable and that students have positive attitudes towards repayment of their indebtedness. The study suggested that educational credit facility providers should carefully screen applicants in terms of their gender, age and attitude as predictors of indebtedness repayments
Description: This thesis is submitted to The Kwame Nkrumah University of Science and Technology, Kumasi in partial fulfilment of the requirement for the award of Master of Science in Economics Degree, 2016
URI: http://hdl.handle.net/123456789/9383
Appears in Collections:College of Arts and Social Sciences

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