Students’ indebtedness and their repayments: the case of Ghana Technology University College

dc.contributor.authorAmponsah, Agyeman Manu
dc.date.accessioned2016-10-25T10:29:11Z
dc.date.accessioned2023-04-19T13:24:49Z
dc.date.available2016-10-25T10:29:11Z
dc.date.available2023-04-19T13:24:49Z
dc.date.issuedMAY 2016
dc.descriptionThis thesis is submitted to The Kwame Nkrumah University of Science and Technology, Kumasi in partial fulfilment of the requirement for the award of Master of Science in Economics Degree.en_US
dc.description.abstractSeveral kinds of students’ educational financial aid in operation with the aim of guaranteeing students the chance to afford higher education regardless of the student’s financial and economic background. The study sought to examine students’ indebtedness and their repayments. It also explored the impacts of student debtors’ gender, age and attitude on repayments of indebtedness. The study was quantitative in nature and fell on primary data via questionnaire to gather data from 169 respondents out of 300 student beneficiaries of educational credit facility provided by Ghana Technology University College. The findings of this study indicated that students’ indebtedness and their repayments varied across gender, age and attitude. The study revealed that students who fall above 18-22 age category had higher rates of indebtedness repayments. Moreover, female student debtors have slightly higher indebtedness repayments than males. This study also revealed that educational credit facility is manageable and that students have positive attitudes towards repayment of their indebtedness. The study suggested that educational credit facility providers should carefully screen applicants in terms of their gender, age and attitude as predictors of indebtedness repaymentsen_US
dc.description.sponsorshipKNUSTen_US
dc.identifier.urihttps://ir.knust.edu.gh/handle/123456789/9383
dc.language.isoenen_US
dc.titleStudents’ indebtedness and their repayments: the case of Ghana Technology University Collegeen_US
dc.typeThesisen_US
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