Browsing by Author "Adzinku, Alex"

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    Exploring potential interventions for improving affordable housing for low income earners in Ghana
    (NOVEMBER, 2016 ) Adzinku, Alex
    On the onus that Affordable housing includes not just the inert structure known as a house but then the gamut of some aspects of the environment which enhance living making it more acceptable and satisfactory. The study’s aim was therefore to identify prospective interventions for improving affordable housing deficits of low income earners in Ghana. An extensive literature review was conducted on accessibility to affordable housing; challenges in providing accessible housing; intervention for improving accessible hosing. The results obtained from the literature review provided the basis of the development of structured questionnaires and interview for the field survey. Philosophically, deductive reasoning to knowledge was adopted culminating into the adoption of quantitative methods in which information was elicite d from 150 and 10 respondents using questionnaires and interviews respectively. All distributed questionnaires were retrieved representing a 100% response rate. Successfully, the statistical analytical tools utilized in data analysis include Relative Importance Index and descriptive analysis. The key findings of this study led to establishing the fact that, most people in Ghana live in houses which do not belong to them and also considering the affordability of accommodation of respondents’ majority of the population considers their accommodation not affordable. Results from the study also shows that the two main challenges in providing affordable housing are Weak housing policies and Poorly developed housing institutions and Improved financing mechanisms to low income earners and Innovative financing to help housing developers are the two main strategies which aid in improving affordable housing in Ghana. The study recommended that government should come up with mechanisms to help people to afford housing, make available access to better security, water as well as sanitation of tenure in affordable housing units and strengthen its weak housing policies and poorly developed housing institutions. Finally, the study concluded that improved financing mechanisms to low income earners and Innovative financing to help housing developers are the two main strategies that are essential in improving affordable housing in Ghana