Browsing by Author "Mensah, Alex"

Now showing 1 - 2 of 2
  • Thumbnail Image
    Item
    Deposit products assessment: a case study of First Allied Savings and Loans Limited (2005-2008)
    (2008) Mensah, Alex
    This study was intended to assess the extent to which Savings and Loans companies (S&Ls) can mobilize deposits in Kumasi Metropolis. The study focused on First Allied Savings & Loans limited (FASL). The paper sought to examine the trend of deposit products of First Allied Savings and Loans Limited from March 2005 to March 2008 fiscal years. The researcher employed both financial and non-financial analysis to estimate trend of deposit products from 2005 to 2008. Empirical results from estimating on 2005 to ^008 data from the institution's financial statement indicates that total deposits has been increased from 07,483,710 billion to 057,733,862 billion respectively. Also the analysis in the study period indicates that Savings deposit Account recorded the highest contribution of approximately GH028,391,732 representing 49.18% of the total deposits. The study revealed that FASL and for that matter S&Ls, have to a greater extent enhanced their deposits mobilization and encouraged savings among low income earners in the Kumasi Metropolis. Simple random and systematic sample were used to select 200 customers to find out whether customers are satisfied with the products and services offered by FASL or not. The study showed that FASL products met the needs of their customers, though there was still room for improvement. The level of customer satisfaction was very high as more than 78% of customers interviewed showed their desire to continue their banking operations with the institution. The appreciable growth in deposit products according the study indicates that FASL has positioned itself tall among other savings and loans companies and customer are also satisfied with the products and services the institution renders.
  • Thumbnail Image
    Item
    Evaluation of Commercial Complexes in Ghana
    (DECEMBER, 2010.) Mensah, Alex
    Commerce has undergone numerous degrees of phases and changes over the years as man made one discovery after the other. The various stages of man’s development in descriptive terms meant an agglomeration of certain types of goods and services within that particular era, which also can be interpreted into various systems and mechanisms of exchange within time and space. The commercial activities prominent within the district capital of Kumasi – (Central Business District – Adum) have developed to the stage whereby shopping which once used to be enjoyable and stress free has now become a much dreaded experience due to passenger vehicular conflict, traffic congestion, and its negative socio-economic and health implications. The thesis aims at solving or reducing this existing menace by providing the public with an alternative shopping unit – a one stop shopping center, which is designed principally to satisfy the needs of both the customer and the prospective sellers. This outfit by design solves the problems of circulation, ventilation, lighting, storage spaces etc – optimizing the use of space or land. Once the facility is operational, attention would more or less be drawn from the C.B.D, reducing the congestion and its related challenges in no small way, to a less congested zone where commerce can go on with minimal spacial restrictions – all things being equal. For these reasons, the project is sited at Abuakwa, a satellite town which is about 11.5km from the C.B.D.