Browsing by Author "NKETIA ROSEMARY ENTIWAH"

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    The impact of treasury management on profitability of selected rural banks in Ghana
    (KNUST, 2023) NKETIA ROSEMARY ENTIWAH
    The major goal of the study is to determine how treasury management affects the profitability of rural banks in Ghana. Both a descriptive research design and a quantitative research technique were used in the study. The study's sample included 12 rural banks. Purposive sampling was utilized by the researchers to gather information from 54 workers of the chosen banks using a well structured questionnaire. Descriptive and correlation analyses were performed on the collected main data. The purpose of the descriptive data was to gauge the extent of the banks' treasury management techniques. Multiple regression analysis was utilized by the researchers to test the study's assumptions. The findings of the descriptive statistics revealed that the most popular strategies used by banks are the liquidity management and investment strategies. The outcome of the multiple regression analysis showed that the profitability of the chosen rural banks is positively and significantly impacted by the funding strategy, liquidity management strategy, and risk management strategy. However, the profitability of the banks is not much impacted by investment strategy. According to the study's findings, treasury management has a big influence on banks' profitability; hence improving treasury management will greatly increase banks' profitability. The study recommended that the management of the banks put in place the proper internal processes to make sure that the present treasury management procedures are continually reviewed in light of the organizationā€˜s predicted revenues and wealth maximization goals.