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Browsing by Author "Safowaa Yaa Kesia"

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    Post retirement livelihood: an assessment of savings behavior amoung kasapreko ltd employees in kumasi, ghana
    (KNUST, 2023) Safowaa Yaa Kesia
    The study aims at determining the effects of financial literacy on saving habits of Kasapreko Company Limited employees in Kumasi. A survey with questions to describe the sample was used to collect data from Kasapreko employees using a descriptive study approach. With information from primary sources, a sample size of 155 is taken from the population using a simple random sampling procedure. Statistics, both descriptive and inferential, were used to analyze the data. Descriptive and inferential analysis comprised these analytical techniques. (SPSS version 25.0) Science. Using an f statistic value of p less than 5%, the research ANOVA was used to determine the regression model's significance level. The interpretation of the t statistics likewise uses a significance value of 5%. The replies range in age from 18 to 60, and the bulk of the employees are married with kids. Individual saving behavior has been proven to be influenced by financial literacy. The results demonstrate a significant level of financial ignorance among the workers. The study suggests that the government incorporate financial literacy into the curricula of elementary schools and colleges. Financial organizations, such as banks and pension trustees, should also set up financial education programs to raise awareness. They must also provide a variety of savings options and financial goods.

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