Rural banking and agricultural financing- A case study of Kwamanman Rural Bank Ltd

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November, 2015
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The study examined Rural Banks and agricultural financing a case study of Kwamanman Rural Bank Ltd. The objectives that underline this study were to find out the amount of finance the bank has provided to the agricultural sector from 2009 to 2013, to analyze the amount of deposit mobilized by the bank from the agricultural sector and the challenges in agricultural financing. In trying to achieve these objectives questionnaires were used to solicit for answers from the Head of Credit of the bank and 80 customers of the bank.A conclusion was deduced from this study based on the data gathered from the bank and the respondents. From the study it was realized that not even 10% of the total bank loans offering to their customers were given to the agricultural sector. The various literatures suggest that the success of agricultural is also the success of the economy of any country especially a developing country like Ghana. With more finance to the agricultural sector, it will enable the farmers to develop and improve upon their finances which in the long help them to increase their transactions with the bank for them to also increase on their profits.
A Thesis submitted to the Department of Accounting and Finance, Kwame Nkrumah University of Science and Technology in partial fulfillment of the requirement for the degree of Master of Business Administration (Finance Option).